Whether you are a teacher, judge, policeman, etc. – an installment loan for civil servants is usually very cheap and tempting because it can be made more flexible and attractive than a normal loan because of the special security that a civil service job entails. The very far-reaching facet of small but subtle differences that occur when comparing a installment loan for civil servants with that of a commercial loan is very far-reaching.
Low interest rates, flexible maturity – installment loan for civil servants
Most of them, however, begin with the fact that a loan for civil servants is not only cheaper but also much more flexible due to the existing occupational and financial security. For example, in the area of maturity, the interest rates, in the amount of installments and also in the selected uses. Thus, it does not matter if the installment loan for civil servants is intended to finance further vocational training, whether one wishes to fulfill a personal wish, or whether one wishes to put some money aside.
There is not much demand for an installment loan for civil servants, so that such a loan can usually even be approved without the need for elaborate advice. Corresponding proof of the actual official status and the merit of the applicant are of course also a must, but can also be submitted via fax or e-mail. This eliminates staff costs, which in turn make the loan even cheaper – or make it just as advantageous as it is in most cases.
Attractive and advantageous: comfortable and cheap civil service loans
An installment loan for civil servants is, in most cases, subdivided into various loans, which may be specific to specific areas of civil service. So there are special credit offers for teachers, for police officers as well as for soldiers, whose separate conditions can be brought very quickly in a non-binding offer to learn. In terms of attractiveness and flexibility, most civil servant loans, however, hardly differ from each other.